If you have suffered an injury caused by the negligent actions of another
party, you may be eligible to recover financial compensation by filing a
personal injury lawsuit against them. This money can cover your medical expenses, lost
wages, as well as pain and suffering from the healing process.
However, there are many myths about personal injury cases out there which
many people believe as truth. Once you learn about the common misconceptions
of personal injury lawsuits, you can take advantage of the law by hiring
an experienced lawyer to protect your rights and best interests.
The following are the most common myths about personal injury cases:
You don’t need to hire an attorney to file a personal injury lawsuit – Although it is possible to do so, filing a claim against an insurance
company on your own is not a good idea. Personal injury law is complicated,
so attempting to negotiate a settlement without extensive knowledge of
the law and insurance company tactics can leave you vulnerable to being
taken advantage of by insurance adjusters. To avoid the pitfalls of the
legal process, you need a lawyer on your side from start to finish.
Hiring a lawyer is expensive – Since you must cover your own medical costs and household expenses
while you wait until your case is resolved, getting legal representation
can significantly add to the cost. Yet, that could be further from the
truth. Most personal injury attorneys offer their services on a contingency
fee basis, which means you don’t have to pay anything unless you
win your case. If you lose, you still don’t have to pay for anything.
In general, this means one-third of the total amount of settlement or
award will go toward your attorney’s fees.
Your insurance will cover your injuries – While you pay insurance to obtain medical coverage in the event
of an emergency, the only thing the insurance company is worried about
is their own best interests. Insurers will do whatever it takes to protect
their bottom line and pay you as little as possible. Therefore, you could
end up spending your own money for medical expenses.
The at-fault party will pay for my medical expenses – The truth is the at-fault party’s insurance will cover your
expenses since most people don’t have enough money to cover your
medical bills, lost earnings, and property damage.
I don’t need to file a personal injury lawsuit for minor injuries – Despite having minor injuries, you are still entitled to coverage
for your medical bills. Furthermore, your injuries might not actually
be minor. The symptoms of soft tissue and internal injuries can take days
or weeks to appear. Failure to obtain medical treatment right away could
not only jeopardize your personal injury claim, but also your health.
For more information about personal injury cases in New York,
contact our New York City legal team at
Lurie, Ilchert, MacDonnell & Ryan LLP today and request a free consultation today.