If you are injured during work hours, you may be entitled to
workers’ compensation benefits to pay for your medical bills and compensate you for missing
time from work recovering from the injury. Even if you caused the workplace
accident, you are still eligible for these benefits.
Generally, all that matters is that your injury occurred while you on company
grounds or performing work duties. However, there are certain situations
where an injury isn’t covered by workers’ compensation.
The following are several types of injuries which may not be covered by
Suffering an injury commuting to work – Injuries suffered while community to your work is considered outside
the scope of employment. Therefore, this type of injury is not covered
by workers’ compensation. If you decide to leave your workplace
during break or lunch and you suffer an injury, you will not be covered
by workers’ compensation. However, you might still be covered if
you are injured while taking a break in your company’s cafeteria
or break area.
Suffering an injury under the influence of alcohol or drugs – If you suffer an injury because you’ve been drinking or intoxicated
by drugs, your workers’ compensation claim will most likely be denied.
However, if there is evidence that the accident couldn’t be avoided
or not your fault, you may still obtain benefits.
Suffering an injury while fighting or joking around – Fights in the workplace are often not covered by workers’
comp, especially if the fight has to do something outside of work. However,
if the fight broke out over a work-related issue, it is possible you may
still be eligible for benefits. While horsing around falls outside the
scope of employment, if your employer encouraged or know about this type
of behavior but does nothing about it every time, you will still be eligible
Suffering an injury during a work-related event – From company picnics to team-building activities, injuries suffered
at social events are not covered by workers’ compensation, especially
if the event was voluntary and only for your own benefit. However, if
you were required to attend, your employer benefited from your attendance,
and the activity happened on company grounds during business hours, then
you may be eligible for benefits.
Whether you are interested in filing for workers’ comp benefits or
your claim was recently denied, our experienced legal team at
Lurie, Ilchert, MacDonnell & Ryan LLP can review your case and determine your available legal options in order
to obtain your benefits and maximize your compensation.
Contact us and schedule a free consultation for more information today.