Important Information for Victims of NYC Taxi Cab Accidents

Since taxi cabs comprise a significant portion of the busy traffic in New York City, accidents involving them are quite common. Some drivers are employed by a taxi company, while some taxis are independently owned, which makes it difficult to understand how to file an insurance or personal injury claim if injured in a crash.

Since New York is considered a “no-fault” accident state, an injured individual needs to file a car accident claim with his or her own insurance carrier—no matter who was at fault for the collision. Drivers in the state are required to carry a minimum of $50,000 in personal injury protection (PIP) per person, which covers medical and rehabilitation expenses, 80% of lost wages, and coverage of other accident-related expenses of up to $25 per day.

However, if damages exceed these amounts, or if the driver suffers serious injury and wishes to file a claim for pain and suffering, the victim may file a claim with the at-fault driver. Taxi cabs are required to carry $100,000 minimum in liability insurance and no less than $300,000 maximum liability coverage for bodily injury or death.

If you decide to file a claim, the first thing to do is figure out whether the taxi is privately or corporately owned. If the accident involved a privately owned taxi cab, you may pursue an insurance claim or lawsuit against the taxi driver who owns the vehicle. If the accident involved a cab that a taxi company owns, insurance information about the vehicle can be requested through the Taxi & Limousine Commission. Additionally, you will need the license plate number to obtain the name and other relevant information about the insurance company.

For more information, contact Lurie, Ilchert, MacDonnell & Ryan LLP and schedule a free case evaluation with our NYC personal injury lawyers today.

Categories: Car Accidents