Many people choose to hire an attorney after they’ve been involved in a
car accident that results in personal injury and monetary losses. However, you can file a
personal injury claim against an insurance provider on your own—especially if you
suffered only minor injuries and have the time to research the legal claims
process on your own.
But perhaps, despite your best efforts to settle your accident insurance
claim or personal injury case yourself, at some point in the process you
may eventually want or need help from an experienced lawyer due to the
severity of your injuries, complications in your claim, or simply because
the insurance adjuster refuses to make you a reasonable offer.
The following are common reasons why you may consider consulting with a
personal injury attorney:
Your claim is too big or too complicated to handle without legal help. Whether it occurs at the beginning of the process or at some point along
the way, you may decide that your claim is too much to handle. If your
injuries are severe or result in permanent disability, it is worth the
cost of an attorney to ensure that you maximize your compensation.
The insurance company refuses to cooperate with you. If you are not willing to settle for the initial settlement the insurance
provider offers and you believe your claim is worth more money, or if
the at-fault party’s insurance adjuster initially denies that their
insured was in any way at fault for the accident, you will need an attorney
to help you.
You need advice on a specific legal rule. In some cases, the outcome of a claim depends on a particular legal rule.
For instance, your right to recover insurance from a business entity may
depend on whether its employee was acting within the course of his or
her job duties. Personal injury law has specific rules about what is and
isn’t considered the “course and scope of employment.”
If you suffered a serious injury in an accident caused by another party’s
negligence, contact our New York City accident attorney at Lurie, Ilchert,
MacDonnell & Ryan LLP today.